MonetaPersonal Finance AssistantProduct status: Available

Personal finance management, in the flow of everyday life

Know your income and expenses; make more informed decisions.

Moneta is the personal finance assistant of the NIL ecosystem. With a simple, conversational approach, it helps users record and organize their everyday financial information.

Built on Telegram, Moneta offers an accessible way to keep track of income, expenses and personal finances.

The problem

The problem Moneta solves

Many people are not fully aware of exactly how much they spend day to day or of their spending patterns.

Unrecorded transactions and scattered information make it hard to review one’s finances and plan ahead.

By simplifying how information is recorded, Moneta helps build financial order.

Capabilities

Key capabilities

  • Record Income

    Record and keep information about personal sources of income.

  • Record Expenses

    Log everyday spending to build a financial history.

  • Organize Financial Information

    Help sorting and reviewing the recorded data.

  • Track Your Financial Position

    A clearer picture of recorded income and expenses.

  • Interaction via Telegram

    A chat environment for simpler access to the finance assistant.

Moneta

Product view

Moneta

Lunch expense, 350,000 toman

Recorded: “Lunch” expense of 350,000 toman.

Project income, 12 million toman

Recorded: “Project” income of 12,000,000 toman.

Illustrative sample with fictitious data

Who it is for

People looking for a simple, accessible way to manage their personal financial information.

Moneta’s core advantage

Moneta aims to narrow the gap between deciding to manage your finances and actually recording everyday information.

The product focuses on simple interaction, consistent record-keeping and greater personal financial awareness.

Start using Moneta

Financial order begins with knowing your small expenses.

Make managing your everyday financial information simpler with Moneta.

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